1-866-539-TCCS (8227)

When  you  compare  your  options  we're
confident you'll choose The Credit Card Solution to
help you resolve your problems.

Marketplace
Comparison Questions:

The  Credit Card Solution

Debt Consolidation / Credit Counseling

Debt Settlement (DS)

Refinancing

Bankruptcy (Ch. 7)

a. What are the fees?

Fees of                         $600   to$5,000

Monthly Donations – pay between $540 and $1500

Up front fee between $500 and $1000 plus 25% of your savings

Varies, closing fees, document fees, escrow fees

$500 to $1500

b. Do I stop making payments?

Yes

No

No, 75% of current payment made to DS

No, you make mortgage payment

Yes

c. Length of Process?

12 to 18 months

3-6years

24-48 months

15-30 years

6-9 months

d. What will I pay to finally pay off my credit card balances?

0% or less of the amount owed, guaranteed

110-120% of amount owed

40-70% of amount owed, no guarantee, plus 25% of your savings

200 -300% of amount owed

Assets may be attached and sold by Court

e. Is there a guarantee?

Yes

Varies, best efforts

No

n/a

Yes

f. Are there creditor calls? How do I handle?

Yes, you are provided a script to read.

Yes. Direct them to the company.

Yes. No process to handle them.

No

Yes. Direct them to attorney.

g. Will my credit
score be negatively affected?

No. Your credit score will be better than it’s ever been          750 Plus                             

Yes

Yes

No - unless you are late on house payment

Yes

h. Do you offer credit repair and cleanup?

YES.  That’s part of our process

No

No

n/a

No

i. Can I receive a summons?

Possible

Possible

Yes

No

No

j. Is there summons support?

Yes

No

No

n/a

n/a

k. Is it private?

Yes

Yes

Yes

Yes

No